Master-Planned and Gated Communities in Tax-Friendly States

Some people want to get away from high taxes like they want to get away from snowy, cold winters. Both are valid reasons to start looking for a destination to retire or relocate. Moving to a tax-friendly state can set you up for a better financial situation—and may even have a better climate. You want your hard-earned money to go as far as it can—after all, you’ve worked toward your retirement your whole life. So, when you’re making plans to retire or relocate, you’ll want to think about how your income can fit into your ideal lifestyle.

The Benefits of Choosing a Tax-Friendly State

If you’re making the move from a high-tax state like New York, New Jersey, or Maryland, looking into a tax-friendly state is one of the best things you can do for you, your family, and your wallet. Some of the benefits include:

  • No tax on Social Security income, which can include 401(k)s, IRAs and pensions
  • Additional deductions on other forms of retirement income
  • Low sales, property, estate, inheritance and income tax rates

The goal is to get the most out of your savings and to live at your fullest capacity, and tax-friendly states are a great place to do that. But don’t just move because taxes are low. Consider all the other factors, too. Is it a place you want to live in? Does it have the amenities—dining, shopping, attractions, etc.—that you want in your everyday life? You should also look for other potential taxes that aren’t as nice. While tax-friendly states are generous in most tax areas, some may have drawbacks. For example, a state may have low income tax but a higher sales tax.

A Look at Some Tax-Friendly States

Delaware –  A destination full of gorgeous beaches, rich history, and beautiful scenery, the charm of seaside life is almost enough to make anyone want to move at the drop of a hat. But to sweeten the deal, Delaware is kind to your retirement incomes, offers low property tax, and has no sales tax.

Pennsylvania -  Full of history, an enticing geographical landscape, and a climate that’ll make you want to spend most of your time outdoors, this state is also easy on your wallet. No tax on retirement incomes, a low sales tax, and a lower-than-average cost of living make it an ideal place to retire or relocate.

Florida - If the Sunshine State is your escape from frigid winters, you’ll be pleased to know it’s also tax-friendly. You don’t have to worry about income tax, and your Social Security benefits and 401(k)s are untaxed at state levels.

North Carolina -  Enjoy a bit of southern charm, your choice of a mountain or seaside backdrop, and shorter winters. But that’s not all. Lower taxes and lower cost of living make this state an even more desirable destination.

Research and Explore Tax-Friendly Communities Around The U.S.

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Click to explore the following tax-friendly communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.

Top Florida Golf Communities | Amelia National Golf and Country Club

Amelia National Golf and Country Club

Fernandina Beach, FL
Single-Family from $600K, Estate Homes from $700K

A Place to Call Home. Amelia National Golf & Country Club, a new home community in Fernandina Beach, FL, provides residents with some of the most sought after amenities. Manned, gated security, 18 holes of immaculate golf from master designer, Tom Fazio, practice facilities, brand new lighted tennis courts, fitness center with spa, and a charming French provincial county club featuring a resort-style pool are just a few of the amenities we offer.

  • Manned, Gated Security
  • Private Tom Fazio Golf Course
  • Low Initiation Fee
  • Practice Facilities & Pro Shop
  • On Staff Golf Pro
  • Use Your Own Golf Cart
  • Brand New Lighted Tennis Facility
  • On Staff Tennis Pro
  • Clubhouse with Full Bar and Dining
  • Community Pool with Hot Tub
  • State-of-the-Art Fitness Center & Spa
  • Homes with Golf & Preserve Views

Location, Location, Location

Amelia National’s close proximity to Amelia Island, the Jacksonville International Airport and the beach make it a highly desirable location for those looking for new homes in Fernandina Beach. Some of the finest restaurants, shopping and attractions are just a short drive from your front door. If you are feeling a little more adventurous, the heart of Jacksonville, St. Augustine and Georgia are easily accessible because of Amelia National’s convenient location just a few miles from interstate 95.

Homes that Meet Your Exact Needs

Luxury homes of grace, beauty and magnificent golf course views. ICI Homes has earned its reputation as Florida’s Custom Home Builder by offering in-house architectural services so you can design your new custom home from scratch or from a favorite plan you’ve found. Or if you’d prefer, you can select from our extensive portfolio of award-winning floors plans, all of which can be totally customized to suit.

Because ICI Homes has built thousands of homes, from affordable villas to breathtaking mansions, ICI Homes benefits from a volume purchasing advantage that ensures your home is built with the best quality materials at the greatest value for your money. Building a brand-new, one-of-a-kind home easy and surprisingly affordable, with home/lot packages starting from the $300’s.

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Retire NC

Raleigh, NC

North Carolina has always been recognized for its natural diversity and gracious hospitality, which now has made it into an extremely popular retirement destination. Choices abound for a healthy, happy retirement setting, whether you want to relax on the beach or enjoy the great outdoors in our mountains or stay busy in a bustling city. The North Carolina Certified Retirement Community designation means a city has completed a comprehensive evaluation process with requirements outlined by the North Carolina General Assembly. These Certified Retirement Communities are recognized for providing the amenities, services and opportunities retirees need to enjoy active and productive lives.

City of Reidsville

City of Reidsville

LIVE SIMPLY, THINK BIG isn’t just our tagline, it’s our way of life. We aren’t limited by
our size and neither are our dreams. Whether you want to spend your retirement volunteering,
spending time with friends or finally opening that small business you always dreamed of, you
can "Do What You Love in Reidsville"; Being "retired" doesn’t mean you can’t live out your
dreams, it means you now have the freedom to do it!
https://www.riseupreidsville.com/retire

Johnston County

Johnston County

Johnston County (JoCo) offers you more than you expect in retirement! Discover a blend of history, entertainment, dining, lodging, and outlet shopping, along with a generous helping of true southern hospitality. With a growing culinary and craft beverage scene, as well as revitalized downtowns, you don’t have to travel far from home to find what you are looking for. The unique communities that make up JoCo have one thing in common–a relaxed atmosphere and friendly people.
https://www.johnstoncountync.org/retire-joco/

Rumbling Bald

Rumbling Bald on Lake Lure

If you are looking to build or purchase in an exceptional mountain golf community, it’s time to look closer at Rumbling Bald on Lake Lure. You will find a few choice, undeveloped properties within our community at pleasantly affordable prices along with several spectacular homes in a variety of settings. You can come today; enjoy our lake and golf, and choose the opportunity to live in a remarkable community.
https://rumblingbald.com/living-here

Person County

Person County

Nestled in the northern piedmont of North Carolina, a short commute from the Triangle and southern Virgina, Person County is home to rolling hills, farmers markets, lakes, and trails. With two beautiful wineries, live music venues, historic general stores, and Uptown Roxboro, Person County values its history and community while embracing the new. No matter what you choose, life in Person County is homegrown, just for you.
https://itsbetterinperson.com/

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K. Hovnanian’s Four Seasons at Baymont Farms

Middletown, DE
pricing starting at upper $400s

Located in Middletown, Delaware, K. Hovnanian’s® Four Seasons at Baymont Farms is a resort-style 55+
active lifestyle community featuring low-maintenance single-family homes. With endless amenities just
outside your front door and an ideal location offering plenty of shopping and dining to explore nearby,
you won’t need to go far to find your next adventure. 

K. Hovnanian’s Four Seasons at Baymont Farms features a 6,000-square-foot clubhouse. It’s where you’ll
gather around the grand fireplace of the social lounge and bar area, or enjoy recreation of your choice in
the fitness center, game room, billiard room, card room or aerobics studio. The opportunities to relax,
socialize, and exercise continue outside, where you’ll find an outdoor pool and bar, pickleball courts and
walking trails.

K. Hovnanian Homes has decades of expertise curating exceptional active lifestyles for those 55 and
older. Their other active lifestyle communities in Delaware include K. Hovnanian’s Four Seasons at
Hatteras Hills in Magnolia, K. Hovnanian’s Four Seasons at Scenic Harbor in Lewes, K. Hovnanian’s Four
Seasons at Silver Maple—which was Delaware’s best-selling 55+ community from 2014 until its
completion in 2016. 

Contact a Community Specialist to learn more about this amenity-filled community or schedule a tour of
one of the stunning model homes!

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North River Ranch

Parrish, FL
Single-Family Homes, Townhomes and Villas from $300K - $800K+

Modern living meets hometown warmth in North River Ranch. Located near Bradenton in North Manatee County, Florida, this is an ultra-walkable, highly-amenitized award-winning 2,600-acre new home community. A dynamic new lifestyle for the whole family with an abundance of amenities, outdoor recreation, and activities. Thoughtfully planned tree-lined neighborhoods with high-tech, energy-efficient new homes from acclaimed national and regional home builders. Schools, a future health and wellness-focused comprehensive medical center with hospital and a mixed-use residential, commercial and retail layout, Market Walk grocery shopping with everyday conveniences are all within walking and biking distance from home.

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Landmark Homes

Multiple Sites, ##

Landmark Homes – Pennsylvania Home Builder

Cliff and Claire Weaver founded Landmark Homes in 1998. Their intention? To create a company focused on three essential values: attention to detail, hard work, and excellence. These core values quickly became the company’s foundation. And, a peek at any Landmark home and the processes therein will tell you that these values are not only upheld, but diligently adhered to today.

From lot choice, to design, build, and move-in day; Landmark keeps their eye on the target, so you can too.

View all or out communities on the Landmark Homes builder page

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Hagood Homes Inc.

Wilmington, NC
Homes & Home lot packages $350K - $900K

Hagood Homes’ focus is to create with care & integrity a superior living environment for our customers. We call it Live Better Design. Whether it be a custom design or a neighborhood plan, we design our homes in-house so that Hagood Homes is a part of the process from the start. Homeowners benefit from our constant attention to details, energy efficiency and personalized design services.

As one of the leading home builders in the coastal Carolinas, we know what today’s buyers want, and we can help bring your vision to life. We’ve been building custom homes throughout the Carolinas for more than 20 years. Our proven process and numerous customer testimonials are testaments to what buyers can expect in a custom Hagood home. If you’d like to learn more about our custom home building services or discuss modifying an existing plan, we’d love to connect!

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55+ Living in New Castle DE | Homes and Villas Riverbend | Coastal Town

Riverbend

New Castle, DE
Single Family Ranch and First Floor Owner Suites from the low $400K. Villa homes from the low $400K.

Welcome to Riverbend! 55+ Living in New Castle, DE. The perfect blend of a historic small town and modern living. Riverbend is located in the beautiful, historic riverfront town of New Castle, Delaware. New Castle has been named in the top 10 of the most beautiful small towns in the United States. Renowned for its Separation Day and A Day in New Castle events that showcase the town’s hundreds of years of history. There is never a shortage of things to see and do in New Castle, Delaware. Take your living outside the home with community amenities. The Riverbend community is a modern neighborhood with community amenities such as a clubhouse with an indoor pool and outdoor decks, a fitness center, and gathering spaces. Located along the Delaware River with access to New Castle’s many walking and bike trails, beaches, and fishing areas. This charming town is located just 10 minutes south of downtown Wilmington with easy access from I-95 and I-295 makes it conveniently located from many metropolitan draws such as Philadelphia (45 min), Baltimore (1.5hr), Rehoboth Beach (1.5hr), and Washington D.C (2hrs).

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Welcome Home Mississippi

Welcome Home Mississippi

Jackson, MS

Wide open spaces, lush greenery and sandy white beaches – what better place to retire than in Mississippi? Mississippi also is the most affordable state for retirement, with a cost of living 14% lower than the national average and total retirement spending the lowest in the nation.

With 13 certified retirement communities, each one a vibrant and hospitable area, the options are plentiful, and each one offers a quality of living unmatched anywhere else in the U.S. Whether you dream of living in the same city as the King of Rock ‘n Roll, or enjoy outdoor activities like golfing or festivals, retiring in the Magnolia State is full of options for every lifestyle.

We look forward to welcoming you home!


Aberdeen

ABERDEEN
Located on the banks of the Tombigbee River, Aberdeen is famous for its magnolia-lined streets, historic homes and unique cultural attractions, including annual pilgrimages where locals and visitors can tour the town’s antebellum homes.

BRANDON

BRANDON
Just six miles east of the state’s capitol and a stone’s throw from Jackson Medger-Evers International Airport, Brandon offers a small-town atmosphere while boasting an amphitheater hosting world-class musicians and waterfront living and activities.

CLEVELAND

CLEVELAND
A charming college town situated in the Mississippi Delta, Cleveland is known for its high quality of life. Stroll down brick streets lined with great shopping and restaurants or take in a class or performance at Delta State University – Cleveland has a little bit of everything.

PICAYUNE

PICAYUNE
Home to the nationally recognized Crosby Arboretum, Picayune is a thriving city of approximately 11,000 inhabitants and is known for its well-maintained streets, good schools, abundance of churches, stores and restaurants.

HATTIESBURG

HATTIESBURG
A rare example of a booming metropolitan that has retained its small-town charm and atmosphere, this beautiful college town always has something going on – from festivals and events to educational programs and bike rides along the 41-mile Longleaf Trace.

Madison

MADISON
Leading the state with the highest per capita income, highest median home value and highest educational levels – the city boasts exquisite subdivision, expansive country lots and numerous fine dining, retail and arts opportunities.

Clinton

CLINTON
Located in the Jackson metro area, Clinton is known for its thriving downtown area with tree-lined brick streets, its award winning parks, walking trails and many academic, athletic and cultural opportunities hosted at its own Mississippi College.

Oxford

OXFORD
Oxford is a vibrant university town heralded for its unique shops and galleries, eclectic restaurants and bars, historic landmarks and comfortable inns, as well as the country’s number one bookstore and top tailgating experience.

Tupelo

TUPELO
Music fans around the globe know Tupelo as the birthplace of Elvis Presley, but that’s just the beginning. Tupelo residents benefit from excellent medical facilities, educational programs, theatre, ballet, a symphony orchestra and galleries.

Aberdeen

SOUTHAVEN
Just a few miles south of the Tennessee border near Memphis, Southaven is known for its outdoor recreation where enthusiasts enjoy fishing, hunting and camping along the Arkabutla Lake, ranked as one of the Top 5 Crappie Fishing Lakes in America.

Starkville

STARKVILLE
If you’re looking for just the right place to enjoy your retirement years, it might be difficult to find anywhere as pleasant and affordable as Starkville. As the home of Mississippi State University, Starkville offers advantages that are rare in many other communities of the same size.

Natchez

NATCHEZ
Founded in 1716, Natchez is bustling with history, majestic views of the Mississippi River and is home to 500 antebellum buildings, many of which are open for tours, dining and events. And don’t miss out on the numerous cultural activities held throughout the year.

New Albany

NEW ALBANY
Voted one of America’s Best Southern Small Towns by USA Today, nestled in the heart of the Mississippi hills and located on the banks of the scenic Tallahatchie River, New Albany offers the ideal setting for family and community living.

Vicksburg

VICKSBURG
Home to the largest collection of public art in the state, the historic city of Vicksburg has a commanding view of the Mississippi River alongside art galleries, a thriving Theatre Guild and the Vicksburg National Military Park.

 

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Cresswind Charleston

Summerville, SC
Homes from the $400s to $700s

Cresswind Charleston brings the award-winning Cresswind active adult lifestyle to the Charleston area. This gated community is integrated within the thriving community of The Ponds while maintaining its own privacy. Cresswind features a full list of resort-style amenities, all located within a natural, Lowcountry setting.

Residents can take a short walk to the 12,000-square-foot clubhouse, enjoy pickleball and tennis or participate in activities at the event lawn and amphitheater. Additionally, homeowners have the opportunity to enrich their lives with cooking and yoga classes or bocce ball. Residents also can nurture their talent in the art room, play pool, swim in the resort-style pool, fish or kayak – and stay fit and healthy at a well-equipped fitness center.

Cresswind Charleston offers spacious homes featuring a wide range of personalization opportunities, designer choices, uniquely designed with careful attention to details. Single-family, ranch-style homes will include designer features, energy efficiency and designs complementary to active living. Tour nine designer-decorated model homes, open daily.

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Plan your visit

These are only a few of the tax-friendly states. You may find that you’re looking for a destination out west or somewhere else in the south. Take a look at the list of other low-tax states below, and browse the 55+, resort, gated and other communities waiting to welcome you with open arms.

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