Master-Planned and Gated Communities in Tax-Friendly States
Some people want to get away from high taxes like they want to get away from snowy, cold winters. Both are valid reasons to start looking for a destination to retire or relocate. Moving to a tax-friendly state can set you up for a better financial situation—and may even have a better climate. You want your hard-earned money to go as far as it can—after all, you’ve worked toward your retirement your whole life. So, when you’re making plans to retire or relocate, you’ll want to think about how your income can fit into your ideal lifestyle.
The Benefits of Choosing a Tax-Friendly State
If you’re making the move from a high-tax state like New York, New Jersey, or Maryland, looking into a tax-friendly state is one of the best things you can do for you, your family, and your wallet. Some of the benefits include:
- No tax on Social Security income, which can include 401(k)s, IRAs and pensions
- Additional deductions on other forms of retirement income
- Low sales, property, estate, inheritance and income tax rates
The goal is to get the most out of your savings and to live at your fullest capacity, and tax-friendly states are a great place to do that. But don’t just move because taxes are low. Consider all the other factors, too. Is it a place you want to live in? Does it have the amenities—dining, shopping, attractions, etc.—that you want in your everyday life? You should also look for other potential taxes that aren’t as nice. While tax-friendly states are generous in most tax areas, some may have drawbacks. For example, a state may have low income tax but a higher sales tax.
A Look at Some Tax-Friendly States
Delaware – A destination full of gorgeous beaches, rich history, and beautiful scenery, the charm of seaside life is almost enough to make anyone want to move at the drop of a hat. But to sweeten the deal, Delaware is kind to your retirement incomes, offers low property tax, and has no sales tax.
Pennsylvania - Full of history, an enticing geographical landscape, and a climate that’ll make you want to spend most of your time outdoors, this state is also easy on your wallet. No tax on retirement incomes, a low sales tax, and a lower-than-average cost of living make it an ideal place to retire or relocate.
Florida - If the Sunshine State is your escape from frigid winters, you’ll be pleased to know it’s also tax-friendly. You don’t have to worry about income tax, and your Social Security benefits and 401(k)s are untaxed at state levels.
North Carolina - Enjoy a bit of southern charm, your choice of a mountain or seaside backdrop, and shorter winters. But that’s not all. Lower taxes and lower cost of living make this state an even more desirable destination.
Research and Explore Tax-Friendly Communities Around The U.S.
Search Filters:
Click to explore the following tax-friendly communities. Request information from multiple communities by selecting the checkboxes to the right and completing the form below.
The Bluffs on the Cape Fear
Gated Riverfront Living, Boundless Joy in Nature
The Bluffs on the Cape Fear is a vibrant, master-planned community perched on a pristine stretch of the Cape Fear River. Just 15 minutes from the classic waterfront hometown of historic Wilmington, NC, The Bluffs is a private, coastal haven for the families who call it home.
The unique vision of The Bluffs is realized every day: natural woodlands and the unspoiled riverfront landscape are preserved and celebrated. Classically-styled coastal homes exist in harmony with lush woodlands, and the riverfront.
Our visionary developers created The Bluffs with access and abundance in mind. Accordingly, residents here enjoy a close-knit, active lifestyle with total access to the riverfront and an impressive collection of amenities. We invite you to experience the joy of our authentic riverfront community, The Bluffs on the Cape Fear, with our 3 day-2 night Discovery Package.
Amenity List:
– 50-Slip Marina with Scenic Boardwalk
– 2-Acre Riverfront Park with Boat & Kayak Launch
– Lakefront Clubhouse with Resort-Style Salt Water Pool
– Private Beach Club on Oak Island – with Full Ocean Access
– Winding Walking & Biking Trails
– Golf Cart Friendly Community
– Tennis & Pickleball Courts
– Fully-Stocked Lake
– Community Boat & RV Storage
– And soon, a New State-of-the-Art Fitness & Wellness Center
Cresswind Palm Beach at Westlake
Cresswind Palm Beach at Westlake is a 55+ community for active adults and retirees who want to enjoy a healthy lifestyle in one of Florida’s most prestigious locations.
Cresswind Palm Beach at Westlake by Kolter Homes offers a variety of ranch- style floorplans designed specifically for active adults ranging from 2- up to 5- Bedrooms and more than 4,000 total square feet of living space. Kolter Homes’ Built Around You approach provides hundreds of structural and design personalization options to create your ideal home, including flex spaces and 2nd- floor bonus rooms.
The amenities at Cresswind Palm Beach are designed to promote an active lifestyle for better all-around health. Outdoor facilities include a resort-style pool with sundeck, a resistance pool and spa and sports courts for pickleball, tennis and bocce ball. Wide walkways for sunny strolls include stops at two community dog parks and the event lawn. Inside the private clubhouse, you’ll find a complete fitness center with cardio-workout equipment and yoga classes, an art studio and a full-time Lifestyle Director who organizes social activities and interest clubs that strengthen community connections.
Located between Wellington and Palm Beach Gardens, Cresswind Palm Beach residents have easy access to the Westlake Adventure Park, as well as local markets, restaurants and medical clinics. Beautiful Florida beaches, nature preserves, state parks and championship golf courses are all nearby, along with the popular cultural attractions and upscale shops of West Palm Beach.
Requesting more information below is your first step towards enjoying the sunny Florida lifestyle offered by Cresswind Palm Beach at Westlake.
River Landing
Tucked away near the coast of Eastern NC is a picture-perfect community, complete with world-class club amenities while still maintaining the charm and ease of a small hometown. River Landing’s two championship golf courses are ideal for working on your game. Or perhaps you prefer exploring the outdoors along the scenic walking and biking trails? Whether you are starting a family or starting your retirement, River Landing has something for everyone. From enhancing your golf game to exploring the outdoors, the River Landing community offers a wide variety of activities for residents of all ages. A grand Clubhouse, Outdoor Pool, and expansive homesites are just some of the things you’ll find to enjoy.
Wellen Park
Imagine more fun times at Wellen Park. From boutique shops to live music, all-day eateries to stunning sunsets, there are hundreds of ways to brighten your days. With beautiful residences and awesome amenities – not to mention amazing residents – each neighborhood is crafted so that the well life reigns supreme. Wellen Park is a vibrant community where everyday fun flourishes and the spirit of wellness thrives. That’s why living at Wellen Park truly feels like your best day ever, every day.
We invite you to stop by the Wellen Park Welcome Center to learn more about the community. One of our brand ambassadors will meet with you to answer questions and guide you through interactive touchscreen kiosks that display neighborhood amenities, home plans, Downtown Wellen shopping and dining, and regional attractions.
K. Hovnanians Four Seasons at Orlando
K. Hovnanian’s® Four Seasons at Orlando is a 55+ community in Kissimmee, Florida. This active adult community is situated within the 600-acre Mystic Dunes Resort & Golf Club, offering a championship golf course, recreation, and an array of amenities and activities.
Residents of K. Hovnanian’s® Four Seasons at Orlando enjoy exclusive amenities and resort-style living year-round. Planned amenities include a 12,000-square-foot clubhouse with a swimming pool, fitness center, a card room, arts & crafts room, and more. There are plenty of ways to stay active outdoors, with an abundance of sidewalks for walking, tennis, and pickleball courts.
This ideal location offers easy access to major roadways, shopping, dining, theme parks, and the entertainment attractions of Orlando. Everyday conveniences such as grocery stores, cafes, and healthcare facilities are just down the street in the prestigious town of Celebration. Homebuyers may choose from 5 low-maintenance home designs with up to 2,445 square feet.
Fairfield Glade & Fairfield North
Fairfield Glade is perched high atop the Cumberland Plateau, and offers serene mountain beauty as it sits on the highest point between the Rocky and Smoky Mountains. One of the favorite features of this area is the moderate year round temperatures. The pleasant summer days and the cool summer nights can be attributed to the Cumberland Plateau’s 2,000-foot-elevation, allowing for more comfortable temperatures and much lower humidity than most areas of the south.
What to do with all the fabulous weather and beautiful scenery? Golfing, boating, fishing, hiking, walking, swimming, tennis/pickleball-the list of fun activities available is simply endless! Plus, an outdoor amphitheater and biergarten just opened to host live music, movies, food and community events – it’s a great gathering place for neighbors to come together.
The community offers multiple subdivisions with a wide range of home sizes, price ranges, and views that include mountain, lake, golf and protected woodlands. Another attribute is the incredible cost of living in Fairfield Glade – no state income tax on wages, very reasonable home prices, and extremely low property taxes and club dues.
Fairfield Glade is just 6 miles from the city limits of Crossville, a small town, but bustling with activities. Crossville’s central location on Interstate 40 has made it a hub for many outlying areas and has given rise to a booming retail environment, offering shopping, dining and entertainment choices. The community is also located right off I-40, less than an hour from Knoxville, and an hour and a half from either Nashville or Chattanooga.
Testimonial
“The biggest deciding factor for choosing Fairfield Glade was the people, both in the Glade and in the town. When we came to visit the first time, we had no appointment and no agenda – we just popped in and wandered around. Folks stopped us everywhere we went – Food City, the Wellness Center, Villa Pizza – and just chatted. No one was in a hurry, everyone was interested in our story, everyone had some tidbit to share. The same thing happened on our second visit, and then on every visit we made once construction started. We felt like we had become part of the community before we were actually part of the community.” Michelle and James Bayless
Fairfield Glade has 11 lakes and two marinas.
Cresswind Wesley Chapel
Cresswind Wesley Chapel is the Charlotte Area’s #1 selling active adult community. This gated 55+ community features an array of new ranch-style homes specifically designed for active adults. The community offers from 2- up to 5-Bedroom floorplans with hundreds of available structural and design options to help you build the ideal home to fit your lifestyle and needs. With a full-time Lifestyle Director and a wide range of resort-style amenities, classes and social clubs based around residents’ interests, our award-winning lifestyle program has been designed to help you live better, longer.
The new, resident-only Club Cresswind features amenities such as the Cresswind SmartFIT Training Center powered by EGYM, cardio studio, indoor and outdoor social spaces, art studio, resort-style pool, pickleball courts and more.
The Wesley Chapel area is one of the top-rated suburbs in Greater Charlotte, offering a relaxed, natural feel with a blend of modern conveniences and country charm. Located roughly 40 minutes from Charlotte City Center, Cresswind Wesley Chapel provides its residents with easy access to the Village of Wesley Chapel, Weddington, Waxhaw, SouthPark, Charlotte International Airport, Uptown and the many attractions that consistently rank the Queen City region among the nation’s top retirement destinations.
Lucero Golf & Country Club – Panama
Lucero is a luxury retirement and residential community located in the beautiful highlands along Panama’s Pacific coast. If you’re seeking a more natural lifestyle in a tropical setting with premier amenities, Lucero could be your destination of choice.
The private Lucero Golf & Country Club features the region’s only championship golf course, a spectacular layout by designer Michael Poellot with ocean and mountain views from the bent grass fairways and greens. Additional Lucero clubhouse amenities include fine dining at the Seasons Restaurant, an outdoor deck with lounge surrounding the infinity pool, and a tennis center with clay courts.
Lucero homesites with sweeping views range from half an acre up to 2.4 acres in size. Single-family homes, duplex villas and spacious condominiums are also available. If you want to explore the Lucero lifestyle first, new riverside and fairway villas, as well as unique luxury treehouses, are now offered as rentals with upscale conveniences like high-speed Internet connections.
Best of all for those who want a greener lifestyle, the entire Lucero community has been designed to the highest environmental standards. Minimal tree removal, rainwater collection for irrigation and rooftop solar panels are all part of Lucero’s natural plan. The surrounding countryside is home to traditional farms that produce fruits, vegetables and the area’s signature coffee beans, while the adjacent Amistad National Park is a 500,000-acre protected tropical wilderness with hot springs and world-class hiking trails.
Request more information below and you’ll be taking your first steps on an adventure of a lifetime at Lucero.
Retire Tennessee Program Communities
Whether you’re ready for full-time retirement or want to relocate to a better place, Tennessee is a state that deserves your attention.
Consider these facts before deciding on another location: Tennessee collects no state tax on income or other retirement-plan benefits and no sales tax on prescription drugs. Property taxes in Tennessee are very reasonable, especially with available exemptions for retirees and age 65+ residents, resulting in the second-lowest overall state and local tax burden per capita in the nation. And Tennessee offers the eighth-lowest cost of living in the U.S.—more than 10% below the national average.
The Retire Tennessee program is a state government initiative designed to spread the word about all of the great reasons for retiring or relocating to the Volunteer State. From the Great Smoky Mountains in the east to the banks of the Mississippi River in the west, a total of 19 urban and rural counties in the program highlight the unique natural attractions and cultural amenities that each has to offer.
Tennessee has more than 60 state and national parks with some of America’s finest freshwater fishing lakes and hiking destinations that range from the 210-mile Cumberland Trail to Chattanooga’s 16-mile Riverwalk. The delightful four-season climate means that you can enjoy a round of golf or a kayak excursion any week of the year. And the world-famous Tennessee music scene includes Beale Street blues in Memphis, the Grand Ole Opry in Nashville, and bluegrass festivals in charming mountain towns like Kingsport and Cookeville.
Request more information below and let the Retire Tennessee program introduce you to the next great adventure in your life.
Plan your visit
These are only a few of the tax-friendly states. You may find that you’re looking for a destination out west or somewhere else in the south. Take a look at the list of other low-tax states below, and browse the 55+, resort, gated and other communities waiting to welcome you with open arms.