Master-Planned and Gated Communities in Tax-Friendly States
Some people want to get away from high taxes like they want to get away from snowy, cold winters. Both are valid reasons to start looking for a destination to retire or relocate. Moving to a tax-friendly state can set you up for a better financial situation—and may even have a better climate. You want your hard-earned money to go as far as it can—after all, you’ve worked toward your retirement your whole life. So, when you’re making plans to retire or relocate, you’ll want to think about how your income can fit into your ideal lifestyle.
The Benefits of Choosing a Tax-Friendly State
If you’re making the move from a high-tax state like New York, New Jersey, or Maryland, looking into a tax-friendly state is one of the best things you can do for you, your family, and your wallet. Some of the benefits include:
- No tax on Social Security income, which can include 401(k)s, IRAs and pensions
- Additional deductions on other forms of retirement income
- Low sales, property, estate, inheritance and income tax rates
The goal is to get the most out of your savings and to live at your fullest capacity, and tax-friendly states are a great place to do that. But don’t just move because taxes are low. Consider all the other factors, too. Is it a place you want to live in? Does it have the amenities—dining, shopping, attractions, etc.—that you want in your everyday life? You should also look for other potential taxes that aren’t as nice. While tax-friendly states are generous in most tax areas, some may have drawbacks. For example, a state may have low income tax but a higher sales tax.
A Look at Some Tax-Friendly States
Delaware – A destination full of gorgeous beaches, rich history, and beautiful scenery, the charm of seaside life is almost enough to make anyone want to move at the drop of a hat. But to sweeten the deal, Delaware is kind to your retirement incomes, offers low property tax, and has no sales tax.
Pennsylvania - Full of history, an enticing geographical landscape, and a climate that’ll make you want to spend most of your time outdoors, this state is also easy on your wallet. No tax on retirement incomes, a low sales tax, and a lower-than-average cost of living make it an ideal place to retire or relocate.
Florida - If the Sunshine State is your escape from frigid winters, you’ll be pleased to know it’s also tax-friendly. You don’t have to worry about income tax, and your Social Security benefits and 401(k)s are untaxed at state levels.
North Carolina - Enjoy a bit of southern charm, your choice of a mountain or seaside backdrop, and shorter winters. But that’s not all. Lower taxes and lower cost of living make this state an even more desirable destination.
Research and Explore Tax-Friendly Communities Around The U.S.
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Woodside
Enhanced by the region’s lucrative cost of living, mild climate, stunning natural beauty, and charming
Southern hospitality, Woodside’s 3,000-acre community is ideally located in one of the Southeast’s best-kept secrets, Aiken, SC.
Meticulously designed from concept to creation for discerning active-active adults, downsizing retirees, and anyone else with a taste for the finer things in life, Woodside’s location in one of Southern Living Magazine’s “South’s Best Small Towns” offers residents walkable access to the best of both worlds. On top of Woodside’s world-class amenities, including 4 championship golf courses, 2 clubhouses, more than 60 member-led social groups and clubs, 2 resort-style pools, a state-of-the-art fitness center, over 21 miles of hiking and nature trails, 7 landscaped parks and green spaces – including a Certified Butterfly Park – Woodside residents enjoy 10-minute access to downtown Aiken’s Gilded-Age avenues filled with exceptional local restaurants, designer boutiques, art galleries, and more.
Whether you envision yourself perfecting your swing on our Nicklaus Design course, dozing by the pool,
or creating new memories with friends you’ve yet to meet, life at Woodside is designed to deliver you a
home that extends far beyond your property line!
Albemarle Plantation
Albemarle Plantation
On North Carolina’s Inner Banks
In the private, gated sound front community of Albemarle Plantation, the waterfront lifestyle abounds. Set on the pristine waters of North Carolina’s sparkling Inner Banks, Albemarle Plantation is the perfect blend of nature, big water, resort amenities, and beautiful homes.
The community is known for its vast waters, 166-slip Private Marina, acclaimed golf, and nature-centric lifestyle. Walking and biking trails ribbon past nature sanctuaries and waterways. Raised boardwalks wind along, perfect for a stroll to the marina. On the waterfront, Marina Park with its great views and manicured lawn is the ideal gathering place for friends and is home to many a community event. The grand, waterfront Clubhouse offers indoor and outdoor dining with incredible water and fairway views. Near the marina, Dockside Café offers outdoor dining and is home to the Albemarle Wine Shop.
Residents also enjoy daily amenities like a fully outfitted fitness center, resort-style Junior Olympic-sized swimming pool, bocce courts, gathering and activity spaces and even community garden plots. Winding through the community is the award-winning Dan Maples-designed golf course. Widely acclaimed, it offers world-class play for golfers of all levels and provides breathtaking views. Here, you can enjoy every amenity you would expect from a private waterfront community—plus, all amenities are complete and owned debt free by the Property Owner’s Association.
With a focus on nature’s beauty, Albemarle Plantation is a scenic and welcoming place to build the home of your dreams, too. With a large selection of home plans and a trusted group of preferred builders, creating your retreat at Albemarle can be easy and exciting. Living here offers a perfect balance: residents are wonderfully tucked away from the hustle and bustle of metro areas yet have easy access to Tidewater Virginia and the Outer Banks of North Carolina. At Albemarle, you can savor the small-town waterfront charm of Edenton and Hertford, and quickly access big city luxuries with Virginia Beach and Norfolk only about an hour north.
Whether setting out by boat to explore the Sound and nearby small towns, kayaking, going fishing with friends on the protected waters of the Sound or in the Intracoastal Waterway, jet skiing, sailboat racing, or just watching the sun go down over the water…living at Albemarle Plantation is a soul-stirring experience.
Homes from the $400,000.
Homesites from $30,000
Riverlights
Nestled along the Cape Fear River in the coastal town of Wilmington, NC, Riverlights is a vibrant, master-planned community full of small-town charm. The perfect location makes all the difference – along the Cape Fear River and just five miles from historic Wilmington, rated the most charming beach town on the East Coast with award-winning restaurants and shops. When you live in Riverlights, your days radiate with the positive energy that happens when you live on the water in the Carolina sunshine.
There are plenty of opportunities to walk, run, or ride bikes along miles of trails, kayak in the 38-acre freshwater lake, or roam free in any one of the community’s many parks. Whether enjoying a riverfront walk along the boardwalk and dock, gathering with neighbors for an oyster roast, or watching the sunset on the waterfront, exploration happens here daily. Our Lakehouse clubhouse includes a zero-entry pool with lap lanes, a fitness center, and indoor and outdoor gathering spaces, including a firepit overlooking the lake. Our brand-new Riverhouse clubhouse features a resort style pool with lap lanes, four pickle ball courts, fitness center, plus gathering spaces with a scenic backdrop.
Riverlights has home options suited to any stage of life – from low-maintenance townhomes to luxury and single family homes – from six quality homebuilders The coastal North Carolina community offers 10+ beautifully decorated model homes open daily for walk-ins allowing home shoppers to get a feel for the lifestyle that awaits in Riverlights.
Retire Arkansas
Arkansas is home to diverse cities and communities, each with something unique to discover – from metropolitan areas to rural settings and adventure sports to relaxing retreats.
Nicknamed the Natural State, Arkansas’s dense forests, winding rivers, and dramatic mountain landscapes provide endless exploration opportunities. Kayak on the Buffalo National River, dig for jewels in Crater of Diamonds State Park, or take in the sweeping views at Hawksbill Crag or Whitaker Point.
Tucked in the state’s northwest corner, Fayetteville and Bentonville are home to several annual food, film, and music festivals, plenty of museums, and diverse culinary offerings. Historic sites abound in the state capital of Little Rock, the largest city in the state. Live music is a way of life in Arkansas and can be heard in both Little Rock and the Lower Delta region, especially in Helena-West Helena.
It’s clear to see why Arkansas is an attractive option for those looking to relocate or retire. In addition to its rich culture and picturesque surroundings, Arkansas has the third-lowest cost of living in the United States, but the seventh-highest quality of life. State income tax is 60% lower than the national average, and property taxes are around 0.60%. Additionally, military retirement pay is exempt from state income tax.
Although it’s not always easy figuring out how to move to another state, we can help.
Request your free Arkansas Relocation Guide. This handy guide contains a wealth of information for people considering relocating to or retiring in Arkansas. No matter where you choose to visit or relocate, you’ll find friendly and helpful people everywhere you go.
Rarity Bay
The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Situated approximately 40 miles southwest of Knoxville, this gated lakefront community offers space to grow and explore the iconic wilderness of the region.
At Rarity Bay on Tellico Lake, you’ll find a variety of real estate options, including homes, rentals, condos, and sites ready for development. The turnkey single-family homes are large, with sweeping views and plenty of space to spread out when guests inevitably come to visit. Pools, courtyards, patios and firepits make the outdoors an extension of your space. For those that make boating an everyday element of life, there are plenty of waterfront lots waiting for your custom-built dream home.
Water skiing, recreational boating, fishing and kayaking are all popular pastimes on Tellico Lake, and Rarity Bay offers over 10 miles of shoreline and a number of community docks for easy access. Golfers will delight in the par-72, 18-hole golf course, designed by DJ DeVictor and Peter Langham. The professionally maintained stables make it easy for equestrians to board their horses and offers lessons for the casual rider looking to take advantage of the 125 miles of riding (and hiking) trails.
Renovated in 2020, the 11,000 square foot Country Club is a social hub with a bistro and full-service bar. Just outside, you’ll find lighted tennis courts, pickleball facilities, and a swimming pool.
Tennessee’s low cost of living, 0.64% effective property tax, and lack of tax on salaries as well as income made on dividends are added bonuses to life in the Volunteer State. The real draw is what’s beyond your front door. So come to Rarity Bay and make the majestic Smoky Mountains and clear waters of Tellico Lake the backdrop for your vacation getaway, second residence or forever home.
Request more information about Rarity Bay.
Edgewood & Edgewood Estates
Discover Edgewood, a lively community of new-construction homes in North San Tan Valley, AZ. Choose from four different single-story floorplans of up to 4 beds, 3 baths, and a 3-car garage; options on certain plans include an optional fifth bedroom or HovHall, so you and your loved ones have room to grow.
Explore Looks, a simplified way to create a beautiful interior. Choose from three options – Loft, Farmhouse, or Classic – each offering unique palettes and details, assembled to evoke a specific atmosphere.
Wellen Park
Imagine more fun times at Wellen Park. From boutique shops to live music, all-day eateries to stunning sunsets, there are hundreds of ways to brighten your days. With beautiful residences and awesome amenities – not to mention amazing residents – each neighborhood is crafted so that the well life reigns supreme. Wellen Park is a vibrant community where everyday fun flourishes and the spirit of wellness thrives. That’s why living at Wellen Park truly feels like your best day ever, every day.
We invite you to stop by the Wellen Park Welcome Center to learn more about the community. One of our brand ambassadors will meet with you to answer questions and guide you through interactive touchscreen kiosks that display neighborhood amenities, home plans, Downtown Wellen shopping and dining, and regional attractions.
Savannah Lakes Village
Savannah Lakes Village is on the 71,000-acre freshwater Lake Thurmond in McCormick, South Carolina with 1,200 miles of shoreline. The community boasts two championship lakefront golf courses with restaurants and pro shops, fiber-optic Internet to each homesite, a 23,000 square foot recreation center with 6 lighted tennis courts (4 HarTru and 2 hard surface), pickleball, bowling alley, indoor & outdoor pools, sauna, fitness room, private card rooms, library, 50+ social clubs, yoga studio, Rod & Gun Club, and so much more. This is active retirement in its truest form…
We are a short 45-minute drive to Augusta and a 2-hour drive from Atlanta. The community abuts three state parks and offers 100+ miles of hiking and biking trails. With no initiation fees or monthly minimums, low property taxes, and no special assessments, you can live an unexpectedly affordable luxury lifestyle.
Our preferred builders offer many custom home plans and lot-home packages to choose from at whatever price point and product type you may desire.
Come stay and play at Savannah Lakes Village. 2 nights for $199. Visit SavannahLakesVillage.com or call 864-391-5259 to book your tour.
On Top of the World Communities
Renowned for its beautifully crafted homes and vibrant, amenity-rich lifestyle, On Top of the World in Ocala, Florida, continues to set the standard for active adult living.
At On Top of the World, every day offers new ways to relax, connect, and stay engaged—whether that means prioritizing wellness, exploring lifelong learning, or enjoying a full calendar of social and recreational opportunities designed to keep both body and mind active.
Spanning more than 13,000 acres, this award-winning, master-planned community has been consistently recognized as one of the best places in the country to live. It appeals to active adults seeking thoughtfully designed homes, resort-style amenities, and a true sense of community. Nestled in the heart of Central Florida’s renowned horse country and near crystal-clear natural springs, On Top of the World offers the perfect balance of convenience and escape—close to everything, yet refreshingly different.
A glimpse of life at On Top of the World includes:
• Energy-efficient, concrete-block homes built for comfort, durability, and peace of mind
• Multiple neighborhoods offering single-family, maintenance-free, and luxury estate homes, including golf-front and preserve homesites
• Three championship, par-72 golf courses with professional instruction available
• More than 250,000 square feet of indoor and outdoor amenities dedicated to wellness, recreation, and social connection
• A lively community town square featuring entertainment, fitness, dining, and lifelong learning opportunities
• And so much more to explore, experience, and enjoy
On Top of the World isn’t just a place to live—it’s a place to thrive.
Flowers Plantation
Located just minutes from Raleigh yet tucked away from the hustle of the city, Flowers Plantation continues to thrive as Johnston County’s premier master-planned community. Bordered by US Hwy 42, Buffalo Road, and the Neuse River in Clayton, this award-winning development was the first of its kind in the region and earned back-to-back honors as North Carolina’s Community of the Year by the North Carolina Home Builders Association in 2013 and 2014.
Today, Flowers Plantation is home to more than 40 unique neighborhoods, two on-site elementary schools, and a private Thales Academy, along with over 10 miles of scenic walking trails and 50 acres of peaceful lakes. The community blends residential charm with everyday convenience thanks to two commercial districts: Flowers Crossroads, featuring a Harris Teeter, medical offices, dining, and boutique retail; and Flowers Marketplace, the newest retail hub anchored by Publix.
The community also offers luxury apartment living, townhomes, and newly built single-family homesites, providing flexible options for residents at every stage of life. With homes available for immediate move-in or purchase, there’s something for everyone. At full buildout, Flowers Plantation will include nearly 7,800 homes, with pricing ranging from the mid-$200s to over $700K.
Residents enjoy a vibrant lifestyle enriched by exceptional amenities. The clubhouse, fitness center, and resort-style pool—operated by the East Triangle YMCA—serve as a central hub for recreation, wellness, and community programs, right within the neighborhood.
Exciting new growth is on the horizon with the addition of The Waterfront District, a dynamic mixed-use area that will offer walkable access to dining, retail, recreation, and potential future residential opportunities—all centered around a scenic waterfront setting.
“You don’t need a car here. The streets are all golf-cart friendly,” says Reid Stephenson, Flowers Plantation’s Chief Executive. “You can get your kids to school, come home from work, enjoy our parks and recreation, and make convenient runs to the grocery store—all without ever leaving the community.”
Whether you’re raising a family, enjoying retirement, or somewhere in between, Flowers Plantation offers a connected, comfortable lifestyle with something for everyone to call home.
Landmark Homes
Landmark Homes – Pennsylvania Home Builder
Cliff and Claire Weaver founded Landmark Homes in 1998. Their intention? To create a company focused on three essential values: attention to detail, hard work, and excellence. These core values quickly became the company’s foundation. And, a peek at any Landmark home and the processes therein will tell you that these values are not only upheld, but diligently adhered to today.
From lot choice, to design, build, and move-in day; Landmark keeps their eye on the target, so you can too.
View all or out communities on the Landmark Homes builder page
Sea Island Collective
Sea Island Collective: Single-Family New Construction Homes for Sale in Beaufort, SC
Find your dream new-construction home at in the charming seaside town of Beaufort, SC. Unlike traditional new home communities, Sea Island Collective features new homes for sale in established communities where you’ll feel right at home. Choose between 3 floorplans of up to 5 bedrooms, 3.5 baths, and 2,968 sq. ft., each finished in one of our designer-curated Looks: Loft, Farmhouse, Classic, or Elements. Enjoy breathtaking Lowcountry scenery and easy access to Bluffton and Savannah.
Explore available homesites in Camellia Banks and Overlook at Battery Creek, and discover a variety of thoughtfully designed new homes featuring high-end finishes, open floorplans, and an abundance of natural light.
K. Hovnanian’s Four Seasons at Lakes of Cane Bay
Step into a lifestyle like no other at K. Hovnanian’s® Four Seasons at Lakes of Cane Bay, a new 55+ community in Summerville, South Carolina, offering exciting, amenity-rich Lowcountry living at its finest.
Enjoy the ease and relaxation of an active adult community while surrounded by a picturesque, 300-acre lake. Spend your days at the community’s 24,000-square-foot clubhouse with luxurious pools and lighted courts for tennis, pickleball and bocce. The on-site, full-time lifestyle director maintains a full schedule of activities including Zumba classes, yoga sessions, billiards, and more — you’ll never run out of fun things to do.
Our single-family homes offer exceptional comfort and style and feature spacious layouts perfect for entertaining and additional storage, well-appointed kitchens, private offices and covered patios on select floorplans. With up to 3 beds, 3.5 baths and 3,345 sq. ft., you’re sure to find your perfect fit.
K. Hovnanian’s® Four Seasons at Lakes of Cane Bay is perfectly located near downtown Charleston, so a quick drive will take you right to its historic streets, excellent shopping, and thriving restaurant scene. Or, take a quick day trip to one of the area’s five distinct beaches for a relaxing getaway. The community is also located within the award-winning Cane Bay Plantation, which offers shopping, dining, and retail options just a few miles away.
The mild weather of coastal South Carolina, a slower pace of life, lakefront living, nearby soft sandy beaches, friendly people and endless activities at your fingertips make the Charleston area one of the hottest retirement destinations in the United States. Plan your visit to K. Hovnanian’s® Four Seasons at Lakes of Cane Bay today and discover a diverse selection of beautiful brand-new homes, unbeatable community amenities and a vacation atmosphere that’s second to none.
K. Hovnanian’s Four Seasons at Carolina Oaks
Welcome to K. Hovnanian’s® Four Seasons at Carolina Oaks, a new 55+ active adult community nestled in a tranquil, wooded area of the scenic Lowcountry in Bluffton, South Carolina. Perfectly situated between the beaches of Hilton Head Island and historic Savannah, Georgia, this gated, picturesque community offers an exceptional resort lifestyle filled with natural beauty and an abundance of amenities and activities.
Fifteen stunning single-family home designs feature thoughtfully designed floorplans, luxurious finishes and gorgeous spaces to relax and entertain. Ranging from 2 beds, 2 baths and 1,324 sq. ft. to 3 beds, 3.5 baths and 3,209 sq. ft., you can choose a home that’s perfect for you—whether you’re looking to spread out or downsize.
K. Hovnanian’s Four Seasons at Carolina Oaks offers endless recreation and a full calendar of activities. The expansive clubhouse serves as the hub of the community, where residents enjoy yoga and Zumba at the fitness center, discover new talents in the arts & crafts room, play billiards with neighbors and perfect their dancing skills in the ballroom.
Outside, residents can take in the breathtaking scenery as they explore walking and biking paths, play tennis, pickleball and bocce, gather at the fire pit, pavilion, screened verandas or grilling areas and lounge or swim laps at the sparkling pool.
K. Hovnanian’s Four Seasons at Carolina Oaks is within 20 miles of pristine Hilton Head Island beaches, championship golf courses, scenic nature preserves, marinas and the historic, vibrant cities of Bluffton and Savannah, Georgia.
Waterways
One of the best places to live in Georgia.
Nestled amid ancient moss-draped oak hammocks, winding freshwater lagoons and the salt marshes of coastal Georgia’s low country, Waterways is a private gated community with distinctive homes and modern amenities, just 30 minutes south of historic Savannah in Richmond Hill, Georgia. This surprising low country community offers luxury homes surrounded by a protected natural landscape.
Each Waterways neighborhood is designed with its own unique character and charm. Here, you’ll find a wide selection of interconnected neighborhoods, convenient access to community amenities, and homesites with lagoon, park, and wooded views. Homesites start in the 90s, townhomes from the 300’s and homes from the 400’s.
This is ideal living.
Just outside of Savannah, on the Georgia coast, there’s a master planned community that’s rooted in nature and built with modern amenities. Here, water’s influence is the center of the lifestyle, and health and wellness are valued along with days of adventure and exploration.Here, your family can escape from the noise of the world in a place where spontaneous get-togethers, outdoor activities, and the influence of water create a new rhythm of life.
The Waterways Marina Is Now Open….
Located along Redbird Waterway, the Marina features direct access to the Intracoastal Waterway, the Great Ogeechee River, and the Atlantic Ocean. Featuring dry slip storage, a ship store, and fueling and launching facilities, Waterways residents will have all they need for endless adventure. The center of our waterfront lifestyle is found at the Marina Village, with stunning views of golden marshes, dry slip storage spaces, along with fresh water boat slips for residents. Green spaces and events lawns will complement a curated collection of quaint retail shops and casual dining. Accessible from every corner of the community via Harbor View Drive, a road with spectacular views of glistening waters, Marina Village is sure to become the heartbeat of Waterways. Choosing the perfect place for your next adventure is about so much more than finding a home. Get a feel for the Waterways lifestyle with a Discover Waterways Visit, an immersive three day, two-night getaway. Schedule Your Visit Today!
Brunswick Forest
Brunswick Forest, the Coastal South’s fastest growing community, is located on North Carolina’s Cape Fear coast, just minutes from historic Wilmington. This 4,500-acre retreat features a wide features a wide array of
neighborhoods, architecture, and price points.
World-class amenities include:
• 18 holes of golf at Cape Fear National
• Clubhouse, Restaurant & Pro-shop
• Fitness & Wellness Center with Indoor & Outdoor Pools
• Hammock Lake Park, Pool, and Fitness Center
• Reflections Fitness Center & Pool
• Town Creek River Launch
• Nearly 100 Miles of Walking, Biking & Nature Trails
• Tennis & Pickleball Courts
• Community Town Center with Shopping, Medical & Restaurants
If you would like to learn more about this vibrant, coastal community in North Carolina, you can request more information and compare this community with many others to find your ideal lifestyle, all you have to do is request more information. Discovery packages are available.
K. Hovnanian’s Four Seasons at Wylder
Welcome to K. Hovnanian’s Four Seasons at Wylder, a new active adult 55+ community in Port St. Lucie, Florida offering 9 unique ranch-style home designs and 1 villa design. Enjoy an all-inclusive, resort-at-home lifestyle with access to countless amenities and activities. Each home is offered in one of our new interior design Looks: Loft, Farmhouse, Classic or Elements for on-trend style in your new home.
Residents can take advantage of the community’s clubhouse, which features a state-of-the-art fitness center, game room, a catering kitchen and a bustling calendar of classes, clubs, and activities. All of these mere steps from your front door.
Located in sunny Port St. Lucie, Florida, residents can also enjoy outdoor activities year-round. Take a dip in the tropical beach-entry pool or enjoy the poolside cabana. Get a great session of exercise on one of the pickleball courts. Plus, there are always social events and outings so you can get to know your neighbors and enjoy the fun together. Experience the best of active adult 55+ living together with South Florida’s natural beauty.
Villages of Citrus Hills
Terra Vista is Florida’s premier master-planned community featuring incredible resort-style retirement living just minutes from the spectacular Gulf Coast. This amenity-rich community is set in unique surroundings characterized by rolling hills, towering oaks, and moderating Gulf breezes.
The Villages of Citrus Hills stands as a truly unique departure from the traditional Florida lifestyle experience. Citrus Hills is amenity-rich, resort- style living, at its finest. The community is set in unique surroundings characterized by rolling hills, with an elevation up to 260 feet, towering oaks, and incredible landscaping. While one of the highest elevations in Florida the community is just miles from the Gulf of Mexico. Terra Vista at Citrus Hills offers a beautiful selection of customizable, single-family homes with a wide variety of world-class amenities just minutes from your door including: championship golf, first-class tennis, private dining and a spectacular spa and fitness complex.
At Citrus Hills you’ll discover Skyview, the region’s most elaborate country club, along with two other challenging 18-hole golf courses, two tennis centers, private restaurants and a 50,000-square- foot Spa and Fitness Center. Best of all Citrus Hills blends suburban charm with easy access to cosmopolitan Tampa Bay, Orlando and Ocala, so you are close to everything you want, yet far enough away from what you don’t want.
The Villages of Citrus Hills offers customizable single-family homes and detached villas from $400,000 – $1.5 million in a choice of beautiful neighborhoods designed to accommodate a wide variety of tastes and needs.
The Villages of Citrus Hills unquestionably is one of the Southeast’s most exciting resort-lifestyle opportunities. You must see it to believe it.
The Foothills at Arroyo Norte
Our community, Arroyo Norte, in New River, Arizona is located right near I-17 and offers gorgeous mountain views and easy access to nearby outdoor activities, shops, and restaurants. Some of these local attractions include Destination Balloon Rides, Desert Hills Trailhead, and Dove Valley Ranch Golf Club. Enjoy regulated temperatures in our energy-efficient homes with the use of our spray foam insulation and energy-saving features. With our Energy Guarantee program, you’ll receive a guaranteed usage amount based on the amount of energy used to heat and cool your home. Plus, receive a 100% reimbursement if you pay above the Guaranteed Amount. Don’t forget to check out our options to upgrade your home such as:
- RV Garages
- Pool Houses
- Casitas
- Pet Showers
- Multi-Generational Suites
- and more!
This community is at closeout—your final opportunity to build your dream home!
St. James Properties
St. James Plantation, located along Southeastern North Carolina’s Intracoastal Waterway near the charming towns of Southport and historic Wilmington, remains one of the most desirable communities in the region. The community boasts over $100 million in top-tier amenities, including a private oceanfront beach club, a 475-slip marina with dry stack options, state-of-the-art fitness facilities, including the Signature Wellness Center, four welcoming clubhouses, and 81 holes of championship golf. Residents can also enjoy 36+ miles of biking and walking routes, five dining options, Har-Tru tennis courts, pickleball, parks, community gardens, and over 100 social clubs.
With a mild Carolina climate offering four distinct seasons, the area is ideal for outdoor activities and exploring nearby antique shops, boutiques, gourmet restaurants, and historical landmarks dating back to the 1700s. Additionally, the region is home to well-equipped adult educational institutions and first-class medical centers. Real estate options in St. James include spacious custom homes, new cottage homes, and condominiums, with single-family homes ranging from the $600,000s to over $1 million, and homesites starting in the $200,000s.
Plan your visit right now! Call 800-245-3871 or visit our website: www.StJames-Properties.com.
Lucero Golf & Country Club – Panama
Lucero is a luxury retirement and residential community located in the beautiful highlands along Panama’s Pacific coast. If you’re seeking a more natural lifestyle in a tropical setting with premier amenities, Lucero could be your destination of choice.
The private Lucero Golf & Country Club features the region’s only championship golf course, a spectacular layout by designer Michael Poellot with ocean and mountain views from the bent grass fairways and greens. Additional Lucero clubhouse amenities include fine dining at the Seasons Restaurant, an outdoor deck with lounge surrounding the infinity pool, and a tennis center with clay courts.
Lucero homesites with sweeping views range from half an acre up to 2.4 acres in size. Single-family homes, duplex villas and spacious condominiums are also available. If you want to explore the Lucero lifestyle first, new riverside and fairway villas, as well as unique luxury treehouses, are now offered as rentals with upscale conveniences like high-speed Internet connections.
Best of all for those who want a greener lifestyle, the entire Lucero community has been designed to the highest environmental standards. Minimal tree removal, rainwater collection for irrigation and rooftop solar panels are all part of Lucero’s natural plan. The surrounding countryside is home to traditional farms that produce fruits, vegetables and the area’s signature coffee beans, while the adjacent Amistad National Park is a 500,000-acre protected tropical wilderness with hot springs and world-class hiking trails.
Request more information below and you’ll be taking your first steps on an adventure of a lifetime at Lucero.
Tellico Village
Tellico Village is Eastern Tennessee’s premier active-adult community for retirees and remote workers of any age who want to enjoy the region’s finest collection of resort-style amenities.
Set on 4,800 acres around Tellico Lake in the Great Smoky Mountain foothills, Tellico Village is an outdoor recreation paradise. Three lakeside golf courses host a year-round schedule of league events, plus pro and amateur championships. The Tellico Village Yacht Club, one of three community marinas, offers complete boating services and lakefront dining. Fitness facilities, indoor and outdoor pools, tennis/pickleball courts, and 50+ miles of local hiking trails give residents a choice of healthy activities every day of the week. The 200+ Tellico Village social clubs and volunteer organizations make it easy for neighbors to become friends. At the same time, the on-site Summit Medical Center offers convenient primary care and physical-therapy services.
More than 2,300 buildable lots and waterfront homesites are available at Tellico Village. An impressive roster of 15 local builders offers a fantastic variety of floor plans with customizable options to create the new home of your dreams. There are also a number of existing homes on the market at any given time, plus rentals available for a week to a year while you check out all of the choices.
Located just 31 miles from Knoxville, Tellico Village residents are just a short drive away from the region’s finest night-life venues, cultural events, shopping centers, and top-rated health care facilities.
Request more information below, and you’ll be on your way to enjoying the good life at Tellico Village.
K. Hovnanian’s Four Seasons at Baymont Farms
Located in Middletown, Delaware, K. Hovnanian’s® Four Seasons at Baymont Farms is a resort-style 55+
active lifestyle community featuring low-maintenance single-family homes. With endless amenities just
outside your front door and an ideal location offering plenty of shopping and dining to explore nearby,
you won’t need to go far to find your next adventure.
K. Hovnanian’s Four Seasons at Baymont Farms features a 6,000-square-foot clubhouse. It’s where you’ll
gather around the grand fireplace of the social lounge and bar area, or enjoy recreation of your choice in
the fitness center, game room, billiard room, card room or aerobics studio. The opportunities to relax,
socialize, and exercise continue outside, where you’ll find an outdoor pool and bar, pickleball courts and
walking trails.
K. Hovnanian Homes has decades of expertise curating exceptional active lifestyles for those 55 and
older. Their other active lifestyle communities in Delaware include K. Hovnanian’s Four Seasons at
Hatteras Hills in Magnolia, K. Hovnanian’s Four Seasons at Scenic Harbor in Lewes, K. Hovnanian’s Four
Seasons at Silver Maple—which was Delaware’s best-selling 55+ community from 2014 until its
completion in 2016.
Contact a Community Specialist to learn more about this amenity-filled community or schedule a tour of
one of the stunning model homes!
Black Creek Chattanooga
Black Creek – Chattanooga, Tennessee
Where Living Comes Naturally.
Tucked into the scenic foothills just 10 minutes from downtown Chattanooga, Black Creek isn’t just a neighborhood—it’s a lifestyle rooted in nature, community, and connection. For more than 25 years, this master-planned community has brought together people who want more from where they live: more natural beauty, deeper connections, and the kind of everyday convenience that makes life feel effortless.
Now entering its most exciting chapter yet, Black Creek is expanding with new homes, enhanced amenities, a future mountaintop village, and a nine-acre lake. Whether you’re dreaming of a peaceful retreat or easy access to a thriving city, Black Creek offers the best of both worlds.
With hundreds of acres of protected land, miles of private hiking and mountain biking trails, and scenic mountain views, outdoor adventure is woven into daily life. At the heart of it all is Black Creek Club, where optional memberships include access to golf, racquet courts, fitness, chef-led dining, and a year-round calendar of social events.
Chattanooga’s mild four-season climate, no state income tax, and easy airport access make living here not only enriching, but practical. From active retirees to second-home seekers to families planning their forever home, people come to Black Creek for the views—and stay for the lifestyle.
Cumberland Harbour
Located on a peninsula bounded by rivers and ocean we are Georgia’s Premier Coastal Community directly across from Cumberland Island National Seashore! Enjoy world-class amenities with pools, tennis, fitness center, parks and community docks. All protected by manned/gated 24/7 security for peace of mind. Located at the Southeastern-most point of Georgia we enjoy the mildest climate in the state. The metro area of Jacksonville, FL offers the finest in shopping, cultural activities, sporting events and health care that includes the Mayo Clinic. Jacksonville International Airport is 30 minutes from our frontgate.
The architecture in Cumberland Harbour is classic Low-Country Southern vernacular with wide porches, metal roofs, shiplap and vintage heart pine floors. Work with the region’s finest builders to create that one of a kind Dream Home. Choose from home sites with a wide variety of locations and price points. Our waterfront sites offer true deepwater access with the ability to put in your own private dock. Marshfront sites offer endless vistas and sunsets over the salt marshes. Our nature sites offer a live oak canopy perfect for relaxation on those Summer days. Play, Relax, Explore… Life lived better, Cumberland Harbour.
Plan your visit
These are only a few of the tax-friendly states. You may find that you’re looking for a destination out west or somewhere else in the south. Take a look at the list of other low-tax states below, and browse the 55+, resort, gated and other communities waiting to welcome you with open arms.







































